Overview: The government of India launched HFA (U), A Mission Mode Programme on 25th June 2015. It is a seven-year program that envisages the provision of Housing to all EWS and LIG category families by 2022.
Coverage: All the 125 ULBs and Development Authorities in the State are covered under this program from 2015-16 with the concurrence of the Government of India.
Criteria for selecting beneficiaries :
- Beneficiaries must belong to Economically Weaker Sections (EWS) category
- Beneficiaries must not own “Pucca” house anywhere in India
- Beneficiaries must have ownership of the land, where construction is proposed.
PMAY Verticals: The Mission is being implemented through four verticals giving options to beneficiaries. These four verticals are as below:
- In-situ Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource (ISSR)
- Promotion of Affordable Housing for weaker section through credit linked subsidy (CLSS)
- Affordable Housing in Partnership with Public & Private sectors (AHP)
- Subsidy for beneficiary-led individual house construction (BLC)
Pradhan Mantri Awas Yojana
The Pradhan Mantri Awas Yojana (PMAY) is an initiative of the Government of India which aims at providing affordable housing to the urban poor by the year 2022. The scheme was first launched on 1 June 2015. The interest rate for the PMAY scheme starts at 6.50% p.a. and can be availed for a tenure of up to 20 years.The last date for availing the PMAY CLSS scheme for the LIG and EWS categories has been extended to 31 March 2022.
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Amongst the above-mentioned verticals, as per the Demand Survey, the major focus is on beneficiary-led individual house construction (BLC-New). However, simultaneously new projects are being taken up for AHP. Credit Linked Subsidy is implemented as Central Sector Scheme. HUDCO & NHB are acting as Central Nodal Agencies to channelize subsidy to the Primary Lending Institution and for monitoring the Progress.

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Fund Sharing : Total Dwelling Unit Cost is Rs. 3.68 Lakh (Rs. 4.41 Lakh for Hilly Areas) Ministry of Housing & Urban Affairs (MoHUA), Govt. of India is providing Rs.1.5 lakh for BLC & AHP. Government of West Bengal is providing Rs.1.93 lakhs as State Share to the ULBs having less than 5 Lakh Population, Rs. 1.83 lakh to the ULBs having more than 5 Lakh Population and Rs.2.66 lakh for the ULBs in Hilly Areas.
Moreover, the Beneficiary Contribution is Rs.0.25 lakh for all ULBs except ULBs having population more than 5 lakhs ( Rs.0.35 Lakh) Apart from these, 5% of the Total project Cost is provided by the State and rest 5% by the ULBs for infrastructure Development.
Physical Progress : 264 BLC projects have been taken up till date comprising of 230,013 Dwelling Units . As of Date total of 1,07,120 Dwelling Units have been grounded out of which 61,635 are completed and occupied. As per the mandate of Govt. of India all the grounded Dwelling Units are Geo-tagged.
Financial Progress : Out of Rs.3687.15 Crore received as Central & State Share till date Rs. 3446.98 Crore have already been released to the ULBs.
Pradhan Mantri Awas Yojana (PMAY) List 2022-23
The Pradhan Mantri Awas Yojana List is the list that contains your name and other information regarding your application on the Pradhan Mantri Awas Yojana (प्रधानमंत्री आवास योजना), and it also confirms your availability/ eligibility. The PMAY releases a separate list for both Rural and Urban Departments.
Official Website | https://pmaymis.gov.in/ |
Launch Date | 25th June 2015 |
Expected Completion | By 2022 |
Toll Free Number | 1800-11-6163 – HUDCO 1800 11 3377, 1800 11 3388 – NHB |
Complaints or Suggestion | [email protected] |
Office Address | Pradhan Mantri Awas Yojana Ministry of Housing and Urban Affairs Nirman Bhawan, New Delhi- 110 011Contact: 011 2306 3285, 011 2306 0484 Email: [email protected] |
PMAY Guidelines | Click to Download Manual |
The date to avail the PMAY Subsidy Benefit for those falling under the EWS and LIG categories has been extended to March 31, 2022, while the deadline for those in the MIG-I and MIG-II categories expired on March 31, 2021.
Given Below is the state-wise data of the progress of this PMAY Scheme State-wise.
State Name | Target | Completed | Completion | Click To Apply Now |
Andaman & Nicobar | 1,372 | 273 | 19.9% | Apply Here |
Andhra Pradesh(AP) | 1.71 Lakh | 46718 | 27.33% | Apply Here |
Arunachal Pradesh | 18,721 | 209 | 1.12% | Apply Here |
Assam | 5.16 Lakh | 2.30 Lakh | 44.67% | Apply Here |
Bihar | 21.89 Lakh | 8.82 Lakh | 40.3% | Apply Here |
Chhattisgarh | 9.39 Lakh | 7.39 Lakh | 78.72% | Apply Here |
Dadra & Nagar Haveli | 7,605 | 411 | 5.4% | Apply Here |
Daman and Diu | 15 | 13 | 86.67% | Apply Here |
Goa | 427 | 2.03 Lakh | 5.85% | Apply Here |
Gujarat | 3.35 Lakh | 209 | 60.48% | Apply Here |
Haryana | 21,502 | 2,526 | 80.18% | Apply Here |
Himachal Pradesh(HP) | 8,285 | 21,190 | 83.14% | Apply Here |
Jammu & Kashmir | 1.02 Lakh | 21,190 | 20.83% | Apply Here |
Jharkhand | 8.51 Lakh | 5.73 Lakh | 67.35% | Apply Here |
Karnataka | 2.31 Lakh | 79,547 | 34.38% | Apply Here |
Kerala | 42,431 | 16,635 | 39.2% | Apply Here |
Lakshadweep | 115 | 3 | 2.61% | Apply Here |
Madhya Pradesh(MP) | 22.36 Lakh | 15.24 Lakh | 68.15% | Apply Here |
Maharashtra | 8.04 Lakh | 4.03 Lakh | 50.13% | Apply Here |
Manipur | 18,640 | 8,496 | 45.58% | Apply Here |
Meghalaya | 37,945 | 15,873 | 41.83% | Apply Here |
Mizoram | 8,100 | 2,526 | 31.19% | Apply Here |
Nagaland | 14,381 | 1,483 | 10.31% | Apply Here |
Odisha | 17,33,022 | 10,96,413 | 63.27% | Apply Here |
Puducherry | 0 | 0 | 0 | Apply Here |
Punjab | 24,000 | 13,623 | 56.76% | Apply Here |
Rajasthan | 11,37,907 | 7,43,072 | 65.3% | Apply Here |
Sikkim | 1,079 | 1,045 | 96.85% | Apply Here |
Tamil Nadu(TN) | 5,27,552 | 2,19,182 | 41.55% | Apply Here |
Telangana | 0 | 0 | 0 | Apply Here |
Tripura | 53,827 | 26,220 | 48.71% | Apply Here |
Uttar Pradesh(UP) | 14.62 Lakh | 13.90 Lakh | 95.04% | Apply Here |
Uttarakhand | 12,666 | 12,354 | 97.54% | Apply Here |
West Bengal(WB) | 24.81 Lakh | 14.22 Lakh | 57.33% | Apply Here |
Total | 1.60 Cr | 96.96 Lakh | 60.65% | Apply Here |
Documents needed to apply for the Pradhna Mantri Awas Yojana(PMAY)
If an applicant wants to apply for the PMAY scheme he/she should have the following documents –
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1. Identity Proof Documents for Salaried Person
If you have a fixed salaried income then you need any of the documents given below, just read.
- Voter Card
- Driving License
- Aadhar Card
- Passport
- Govt. issued ID card with photo
- Verified letter from a government official with a photographs
2. Address Proof Documents for Salaried Person
If you have a fixed salary then you need any of the documents which are given below to prove your address. So, when you visit to apply for any document then take any of the below documents with yourself.
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- Driving License
- Aadhar Card
- Voter ID card
- Utility bill
- Passport
- Ration Card
- Electricity bill
- Telephone bills
- Notarized Rent Agreement
- The property tax paid receipt
- Verified letter from a government official with a photograph
- Bank Statement from post office saving account
- Self/Family Pension payments orders Letter provided by your employer on a company letterhead
- Bank Statements showing your address
- Credit Card Statements
- Copy of the deal while purchasing the property
- Copy of Life Insurance Policy certificate
- Leave and license agreement from employers allocating official accommodations
- Documents issued by the government department of a foreign jurisdiction or a letter issued by any foreign embassy
3. Pradhan Mantri Awas Yojana Income Proof Documents
Salaried (If you have a job then you) | Self-Employed(If you have any business or any other source of income then you need) |
* need Previous 2 months salary slip. * previous 6 months bank statement. * Latest Form 16 / ITR. | * Income Tax Returns paper for the last 2 years. * Balance Sheet and Profit & Loss statement of your business. * Last six months statement of your current account |
4. Other Documents for Pradhan Mantri Awas Yojana
- PAN Card
- Sales Tax
- VAT Registration Certificate
- SSI Registration Certificate
- Registration No issued by ROC
- Shops & Establishment Certificate
- SEBI Registration Certificate
- Factory Registration Certificate
- Professional qualification Certificate
- Degree Certificate for Professionals
- Memorandum of Association (MOA)
- Export-Import Code Certificate
- Trade License Certificate
- Partnership Deed
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How to check PM Awas Yojana List (Rural)
To check PM Awas Yojana List (Rural) you have to follow the following step-by-step instructions carefully.
- To check PM Awas Yojana List (Rural) firstly you have to visit rhreporting.nic.in/netiay/SocialAuditReport/BeneficiaryDetailForSocialAuditReport.aspx.
- After visiting the above link you will see an option of –Select– tap on and select your state.
- After selecting your state tap on <Select> and select your District.
- After selecting the district again tap on <Select> and select your block division.
- After selecting the Block division again tap on <Select> and select your Gram Panchayat.
- After selecting the Gram Panchayat again, tap on <Select> and select your Financial Year. If you have applied for PMAY-U in 2021 then tap on the option of 2021-22.
- After selecting the financial year again, tap on <Select> and select the option of “PRADHAN MANTRI AWAS YOJANA GRAMIN”.
- After choosing the above-mentioned option fill the CAPTCHA and then tap on the option of Submit.
Eligibility of PM Awas Yojana – प्रधानमंत्री आवास योजना
If anyone wants to apply for this PM Awas Yojana, the applicant must fulfill the given below eligibility –
- The applicant must be a citizen of India
- The annual Income of the applicant Must be between 5 lakhs to 18 lakhs.
- The applicant or his/her family members should not own any pucca house in India.
- People belonging to ST/SC categories can also apply for this scheme.
The PMAY Eligibility Criteria for different income groups of India is listed as below-
Beneficiary | Annual Income |
Middle Income Group I (MIG I) | Rs.6 lakh to Rs.12 lakh |
Middle Income Group I (MIG II) | Rs.12 lakh to Rs.18 lakh |
Lower Income Group (LIG) | Rs.3 lakh to Rs.6 lakh |
Economically Weaker Section (EWS) | Up to Rs.3 lakh |
Instructions related to PMAY
In case of any queries relating to the application process contact toll-free helpline number(customer care number):
1800-11-6163 | Urban, HUDCO |
1800-11-3388 | Urban, NHB |
1800-11-3377 | Urban, NHB |
1800-11-6446 | Gramin |
Pradhan Mantri Awas Yojana Calculator
Conclusion
From the above, we can conclude that this Pradhan Mantri Awas Yojana is one of the most effective initiatives by the Indian government to eradicate urban and rural poverty as well. This scheme not only helps people to get their personal homes but also helps people to be independent and provides them relief on interest rates.
Official Website | Apply Now |
AFPR Home | Click Here |
All Govt Schemes | See Here |
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