Pradhan Mantri Mudra Loan Yojana 2022: Direct Link, Apply Here Now @mudra.org.in

PM Mudra Yojana Loan – Pradhan Mantri Mudra Loan Yojana online application PM Mudra Yojana Registration at mudra.org.in | Mudra Yojana Online Application Form |

The Pradhan Mantri Mudra Yojana was launched in 2015 by the Central Government to enable the citizens of the country to start their own small businesses. Through this scheme, a small number of loans will be provided to the people of the country to start their own enterprises. Today we are going to explain to you through this article all the information related to Pradhan Mantri Mudra Loan Yojana 2022 such as purpose, benefits, features, eligibility, documents, and application process. Please read our article carefully to get complete information related to PM Mudra Yojana.

About PM Mudra Yojana

Through the PM Mudra Yojana launched by the Central Government, a small loan will be made available to the citizens of the country to start their own business. Using which he could start his own business and stand on his own feet. The Pradhan Mantri Mudra Loan Yojana will also cover those enterprises which already have a business but want to promote it further so that employment opportunities can be created in the country.

  • A budget of Rs. 3 lakh crore has been set by the Central Government for the successful implementation of this scheme.
  • So far a loan of Rs 1.75 crore has been disbursed under PM Mudra Yojana.
  • Those who want to take a loan under this scheme will not have to pay any processing charge
  • If you also want to avail the benefits of PM Mudra Yojana , you need to get a Mudra Card to get a loan.

Also, Read SBI E-Mudra / PM-SVANidhi Loan – Apply Online Here | AFPR

100% disbursement level under PM Currency Loan Scheme

In the current financial year, loan disbursement under Pradhan Mantri Mudra Yojana has reached close to 100% disbursement level in 7 months. Non-banking financial companies sanctioned small finance banks and public lenders sanctioned Rs 1.17 lakh crore out of Rs 1.11 lakh crore. Thus 95% of the sanctioned amount has been disbursed in the first half of the current financial year. The disbursement rate in the last financial year was only 94%. In FY20, it was 97%. While in the financial year 2019 it was 97%.

Under Mudra Yojana, you will get a loan of 5 lakh at 2% interest, true or false?

Pradhan Mantri Mudra Yojana has been introduced by the Central Government for small business to start their own business ideas. It is learned through various offline online sources that the government is providing loans of up to Rs 5 lakh at 2 percent interest to the people to start their own business. It is being told in the viral message that the central government is providing loans at low-interest rates under the currency scheme. Get a loan by calling the number in this message. But PBI Fact Check has tweeted that no such update has been released by the government.

  • This message is completely fake. The PBI has warned through its Twitter message that people should try to avoid it.
  • If you get any such message then you are requested to try to avoid these false and fabricated things.

Also, Read – Business Ideas – All Frontier Public Recruitment News – AFPR

29.55 crore disbursed under Pradhan Mantri Mudra Loan Yojana

As we all know, under the PM Modi scheme started by the central government, loans are made available to the citizens of the country to start their own businesses. 

  • Under Pradhan Mantri Mudra Loan Yojana, those entrepreneurs who already have a business and want to increase it will be included. 
  • Rs.29.55 crores have been provided by the Government for the successful implementation of this scheme from the year 2015 till date. 
  • The people of the country will be able to grow their own business by using the funds received under this scheme. 
  • Through this scheme employment opportunities will be promoted in the country and the unemployment rate will be reduced.

Rs 15 lakh crore released under Mudra Loan Scheme

As we all know, Pradhan Mantri Mudra Loan Yojana was launched in 2015 by our dear Prime Minister Shri Narendra Modi to promote the industry. 

On March 26, 2021, loans of Rs 15.10 lakh crore were sanctioned by banks and financial institutions. 

At the same time, it has been decided to provide loans at the rate of 2% to small traders under the self-reliant Bharat Abhiyan package to deal with the coronavirus epidemic. Under this scheme, a loan of Rs. 50,000 / – will now be made available to the beneficiaries of the infant category without any guarantee.

Also, Read SBI E-Mudra / PM-SVANidhi Loan – Apply Online Here | AFPR

6 years of completion of PM Mudra Loan Scheme

As we all know, the Central Government will provide loans under PM Currency Loan to the citizens of the country to start their own business. Under PM Mudra Loan Scheme, three types of loans are provided to the people of the country. So far the benefit of this scheme has been provided to 28.68 crore beneficiaries of the country. If we look, from the year 2015 to the year 2018, Rs 14.96 lakh crore has been distributed by the government. As a result, many individuals of our country have started their own business and they have been able to stand on their own feet.

  • Through this scheme not only people have been able to start their own business but also small business people have received incentives.
  • Speaking of the present time, the government has provided loans to 4.20 crore beneficiaries in the year 2020 21.
  • If only the last financial year of 2020-21 is March 19, 2021 then loans have been provided to about 2.66 crore beneficiaries.
  • Under PM Mudra Yojana 88% child loan has been provided, 24% loan has been provided to new entrepreneurs, 68% loan has been provided to women, 51% loan has been provided to SC / ST and backward class citizens. And 11% loan has been made available to minority citizens.

Commercial Vehicle Purchase Loan under Mudra Yojana

Under the Mudra Yojana started by the Central Government, loans are made available to people to start their own business. Hundreds of people of the country have so far benefited from this scheme. Recently, the government has announced that loans will also be provided for purchasing commercial vehicles under this scheme.

  • Through this scheme people of the country can get loan to buy tractor auto rickshaw taxi trolley freight transport vehicle three wheeler vehicle e-rickshaw etc.
  • Along with this, agriculture and animal husbandry can also provide loans for the service sector to promote their business.
  • If you also want to get a loan, you must get a currency card.
  • Under this scheme loan is provided completely without guarantee for a period of up to 5 years.

91% of loans are disbursed

Under the Pradhan Mantri Mudra Loan Yojana, about 91 percent of loans have been disbursed to the people of the country in the first quarter of the financial year 2020-21. Under which 2.68 crore beneficiaries have received loan approval. So far Rs. 1,62195.99 crore has been provided to the beneficiaries under this scheme. As of January 8, 2021, 1,48,388.08 were provided to the beneficiaries.

  • As far as November 2020 is concerned, about 1.54 crore loans were sanctioned under which the government had disbursed Rs. 98,916.65 crore to the beneficiaries’ accounts. As on November 13, about Rs 91936.62 crore was transferred to the bank accounts of the beneficiaries.
  • As on 31st January 2020, about 22.53 crore Indians were provided the benefit of PM Mudra Yojana out of which 15.75 crore loans were disbursed to women.
  • Speaking of corona virus, the government had provided 8000000 loans due to corona infection.

Types of PM Mudra Yojana Loans

Under Pradhan Mantri Mudra Yojana three types of loans are developed which are as follows

  • Shishu Loan- Under Mudra Yojana , loans up to Rs. 5,000 are allotted under Shishu Loan.
  • Juvenile Loan- Loans ranging from Rs. 50,000 to Rs. 500,000 are allotted under PM Mudra Yojana.
  • Tarun Loan- Under Pradhan Mantri Mudra Loan Yojana, loans ranging from Rs. 5,00,000 to Rs. 10,00,0000 are provided.

Also, Read – PM Mudra Yojana Loan Scheme: Direct Link, Apply Here – AFPR

Mudra card under Pradhan Mantri Mudra Yojana

Under the Pradhan Mantri Mudra Yojana started by the Central Government, loans are made available to the citizens of the country to start their own business. But to get this loan, people have to use a currency card. Mudra card is like a type of debit card that they can use to withdraw money from ATM according to their need.

  • Loans are made available to the people only when this currency card is available
  • If one has a currency card available, he will not face any difficulty in getting a loan.
  • With this card you can easily withdraw money from ATM.
  • With a currency card you are provided with a password that you have to keep secure
  • You can easily meet your needs by using Scout

Also, Read SBI E-Mudra / PM-SVANidhi Loan – Apply Online Here | AFPR

28 crore beneficiaries got the benefit of Pradhan Mantri Mudra Loan Yojana

As we all know that Pradhan Mantri Mudra Loan Yojana has been launched to provide loans to the citizens of the country to start their own businesses. The scheme will cover entrepreneurs who already have a small business but want to promote it. The benefit of this scheme was provided to about 28.81 crore beneficiaries from the year 2015 to the year 2021. Our Finance Minister Nirmala Sitharaman has tweeted that about Rs 15.10 lakh crore has been disbursed by banks and financial institutions under this scheme.

  • It can be seen that various employment opportunities have been created in the country through this scheme which has benefited more and more people of the country.
  • Under PM Mudra Loan Yojana , loans are provided in three categories to further the activities related to manufacturing trade service sector and agriculture sector.

Also, Read – Business Ideas – All Frontier Public Recruitment News – AFPR

Beneficiary of infant category received 2% interest assistance

In the year 2020, at the time of the epidemic caused by the coronavirus infection, the self-reliant India campaign was launched to revive the economy. Under this campaign, it was informed by the government that about 2% interest assistance will be provided to the borrowers of the infant category under Pradhan Mantri Mudra Rin Yojana. And this benefit will be provided only to those who have not repaid the loan amount by 31st May 2020. Earlier, only the Reserve Bank had given permission to withhold payment under this scheme. 

But now all the debtors coming under this scheme will be provided the benefit of an interest assistance scheme.

Also Read SBI E Mudra Loan – PM Mudra Yojana/SME Loan Scheme | AFPR

List of Cooperative Banks under Mudra Loan Scheme

The list of Cooperative Banks under this scheme is as under: –

  • Baroda Gujarat Grameen Bank RRB
  • Rajasthan Kshatriya Grameen Bank RRB
  • Baroda Uttar Pradesh Grameen Bank RRB
  • Bihar Grameen Bank RRB
  • Chaitanya Godavari Grameen Bank RRB
  • Deccan Grameen Bank RRB
  • Dena Gujarat Grameen Bank RRB
  • Grameen Bank of Aryavarta RRB
  • Himachal Pradesh Grameen Bank RRB
  • Karnataka Vikas Gram Bank RRB
  • Kashi Gomti Sanyut Grameen Bank RRB
  • Kaveri Grameen Bank RRB
  • Kerala Gramin Bank. RRB
  • Madhya Bihar Grameen Bank RRB
  • Maharashtra Grameen Bank RRB
  • Malwa Grameen Bank RRB
  • Marudhara Grameen Bank RRB
  • Meghalaya Grameen Bank RRB
  • Narmada Jhabua Grameen Bank RRB
  • Pallavan Gram Bank. RRB
  • Pandian Gram Bank RRB
  • Pragati Krishna Grameen Bank RRB
  • First Grameen Bank RRB
  • Puduvai Bharthar Gram Bank RRB
  • Punjab Grameen Bank RRB
  • Saptagiri Grameen Bank RRB
  • Sarva Haryana Grameen Bank RRB
  • All UP Grameen Bank RRB
  • Saurashtra Grameen Bank RRB
  • Sutlej Grameen Bank RRB
  • Telangana Grameen Bank RRB
  • Tripura Grameen Bank RRB
  • North Bihar Grameen Bank RRB
  • Vidarbha Konkan Grameen Bank
  • Ahmedabad Mercantile Co-op Bank Limited Cooperative Bank
  • AP State Apex Co-op Bank Limited Cooperative Bank
  • Basin Catholic Co-op Bank Cooperative Bank
  • Citizen Credit Co-op Bank Limited Cooperative Bank
  • Dombivali Nagari Sahakari Bank Limited Sahakari Bank
  • Gujarat State Co-op Bank Limited Cooperative Bank
  • Jalgaon Janata Sahakari Bank Limited Sahakari Bank
  • Kalupur Commercial Cooperative Bank Cooperative Bank
  • Mehsana Urban Co-op Bank Cooperative Bank
  • New Citizen Cooperative Bank Limited Cooperative Bank
  • Rajkot Citizens Cooperative Bank Cooperative Bank
  • Saraswat Sahakari Bank Sahakari Bank
  • Surat People Co-op Bank Ltd. Cooperative Bank
  • Tamil Nadu Apex State Co-op Bank Limited Cooperative Bank
  • TJSB Cooperative Bank Limited
  • List of RRB banks
  • Andhra Pradesh Rural Development Bank RRB
  • Andhra Pragati Grameen Bank RRB

Also, Read SBI E-Mudra / PM-SVANidhi Loan – Apply Online Here | AFPR

Benefits and Features of Mudra Loan Scheme

The benefits and features under this scheme are as under: –

  • The scheme was launched by the Central Government on April 8, 2015.
  • Low interest rate loans are provided to the people of the country through Mudra Loan Scheme.
  • The main purpose of providing this loan is that the people of the country who want to start their own business can easily start their own business.
  • By using this loan, the people of the country will be able to start their own business.
  • The people of the country will not have to depend on anyone else for their expenses.
  • Pradhan Mantri Mudra Loan Yojana will reduce the unemployment rate in the country.
  • Through this scheme employment opportunities in the country will be promoted.
  • Loans can be made available without any guarantee.
  • The special thing about this loan is that it is provided to people without any processing charge.
  • The repayment period of currency loan has been extended by the government to 5 years
  • If you also want to get a loan under this scheme, you must have a currency card available
  • Only by using the card you can get a loan under this scheme
  • With the help of this card you will be able to easily fulfill your business needs

Also, Read – PM Mudra Yojana Loan Scheme: Direct Link, Apply Here – AFPR

Banks available under Mudra Yojana

The banks available under this scheme are as under: –

  • Allahabad Bank
  • Corporation Bank
  • ICICI Bank
  • Bank of India
  • Jammu and Kashmir Bank
  • Punjab and Sind Bank
  • Syndicate Bank
  • Andhra Bank
  • Union Bank of India
  • Bank of Maharashtra
  • Dena Bank
  • IDBI Bank
  • Karnataka Bank
  • Tamil Nadu Mercantile Bank
  • Punjab National Bank
  • Federal Bank
  • Canara Bank
  • Axis Bank
  • Kotak Mahindra Bank
  • Saraswat Bank
  • UCO Bank
  • Bank of Baroda
  • HDFC Bank
  • Central Bank of India
  • Indian Overseas Bank
  • Union Bank of India
  • State Bank of India
  • Oriental Bank of Commerce

Also, Read SBI E Mudra Loan – PM Mudra Yojana/SME Loan Scheme | AFPR

Beneficiaries of Pradhan Mantri Mudra Loan Yojana

The list of beneficiaries under this scheme is as under: –

  • Soul Proprietor
  • Partnership
  • Micro industry
  • Service sector companies
  • There is a repair shop
  • Owners of trucks
  • Food business
  • Seller
  • Micromax fabrication

Eligibility for application in Mudra Yojana

The eligibility under this scheme is as under: –

  • Citizens of the country who want to start their own small business or further their business are eligible to apply under this scheme.
  • Candidate should be 18 years of age or above
  • The applicant should not be a defaulter of any bank

PM Mudra Yojana Important Documents

The important documents under this scheme are as under: –

  • Aadhaar card
  • Permanent residence certificate
  • PAN card
  • Proof of business establishment
  • Balance sheet of last 3 years
  • Income tax returns and sales tax returns
  • Passport size photograph

Also, Read SBI E Mudra Loan – PM Mudra Yojana/SME Loan Scheme | AFPR

Process of online application under Pradhan Mantri Mudra Yojana

The person who wants to apply under this scheme has to follow the following steps: –

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  • To apply you need to visit the official website of Mudra Yojana
  • As soon as you go to the website, the home page will open in front of you
  • On this home page you will see the types of currency schemes e.g.
  • Download the registration form for baby
  • Download the registration form for teenagers
  • Download the registration form for Tarun
  • Click on the type of loan you want to get
  • After clicking, a page will open in front of you
  • From this page you have to download the registration form
  • Or you can download the form by clicking on the direct link from here
  • After downloading the registration form, all the information asked has to be entered in it
  • After entering the information, you have to attach all your important documents
  • After attaching the document, you have to submit this form to your nearest bank
  • Your application form will be verified by the bank.
  • Loan will be provided to you within 1 month of verification.

PM Currency Loan Scheme Offline Application Process

All those who want to apply offline have to follow these steps: –

  • To apply under PM Mudra Yojana, you need to visit your nearest Cooperative Bank, Private Bank, Grameen Bank and Commercial Bank.
  • After going there, you have to ask for Pradhan Mantri Mudra Yojana application form
  • After receiving the application form, you have to enter all the information in it correctly
  • You will need to attach all your documents after entering the information
  • After attaching the document, you have to deposit it in the same bank
  • The bank will provide the loan to you within 1 month after verification of all your documents.

The process of logging in to the portal

The person who wants to log in to this portal has to follow these steps: –

  • As soon as you click, a new page will open in front of you.
  • All the requested information like Username, Password and Captcha Code has to be entered on this page.
  • After entering all the information you have to click on Login button.
  • This way you will be able to login
QuestionThe answer
What is the procedure for applying for a currency loan?Interested people of the country who want to apply under Love Indian Mudra Loan have to go to the official website of Mudra Yojana and download the application form. After downloading this application form, fill it out and submit it to your nearest bank.
Which banks offer currency loans?Private Public Commercial and Regional Rural Banks provide currency loans
What is the repayment term of a currency loan?The repayment period of currency loans by the government has been increased to 5 years
How much amount is provided under Mudra Yojana?Under Pradhan Mantri Mudra Yojana, an amount ranging from about 5 thousand to 10 lakh rupees is provided
Do banks offer different interest rates for currency loans?Yes, there is a big difference in the interest rates of different banks, they offer interest rates within their limits
Are there any special currency schemes for women?Yes, the United Women Entrepreneur Currency Scheme for Women is a part. It has been started to empower women and make them self reliant
Is there any reservation for a currency loan?No. Every person in the country can apply under Mudra Yojana

Also, Read

Pradhan Mantri Mudra Loan Yojana District wise helpline number

The list of district wise helpline numbers under this scheme is as under: –

StateHelpline number
Maharashtra18001022636
Chandigarh18001804383
Andaman and Nicobar18003454545
Arunachal Pradesh18003453988
Bihar18003456195
Andhra Pradesh18004251525
Assam18003453988
Daman and Diu18002338944
Dadra Nagar Haveli18002338944
Gujarat18002338944
Goa18002333202
Himachal Pradesh18001802222
Haryana18001802222
Jharkhand18003456576
Jammu and Kashmir18001807087
Kerala180042511222
Karnataka180042597777
Lakshadweep4842369090
Meghalaya18003453988
Manipur18003453988
Mizoram18003453988
Chhattisgarh18002334358
Madhya Pradesh18002334035
Nagaland18003453988
Delhi’s NCT18001800124
Odisha18003456551
Punjab18001802222
Puducherry18004250016
Rajasthan18001806546
Sikkim18004251646
Tripura18003453344
Tamil Nadu18004251646
Telangana18004258933
Uttarakhand18001804167
Uttar Pradesh18001027788
West Bengal18003453344

Also, Read


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